Call Us: 303-762-9500 or 1-800-878-7888

Disability Insurance Denial

800-878-7888 or 303-762-9500 in Metro Denver

One of the important protections for your future that you may have purchased is a long term disability insurance policy. This important protection replaces income that you would have earned if you had not become disabled due to an injury or illness. The income replacement may be the only way to provide for your family if you cannot provide for them.

Unfortunately, we know that many insurance companies do not pay the amount that they agreed to pay. They find ways to say that you are not really disabled, and even may retain doctors from one of their lists who will agree that you are not disabled.

If your insurance company denies your long term disability insurance benefits, please give us a call, and we will go over your policy, your medical condition, and work with you to receive the money that you are entitled to receive. We know all the ways that companies use to keep from paying you, and we know how to present a winning case for you.

This is a very specialized area of law, and one that you should entrust only to a person familiar with the specialized legislation and case law that applies to these claims. If your employer provided the long term disability insurance policy to you as an employment benefit, your claim will most often be governed by the federal law known as ERISA. Under this statute, you do not present evidence in court, for the most part, and your submission to the insurance company is critically important. We know the correct way to properly document your file while that is still possible. If you wait too long, the file will be closed, and you may not be able to present the proper evidence to support your claim.

We also find that many of our clients are overwhelmed by the process of applying for benefits, and appealing adverse rulings by their insurance company. We help by taking over the difficult and often frustrating process for you, and make certain that it is done correctly for you.

Call us to see if we can help with your claim, and to get your case presented properly. It could make a big difference to your future, and your family's future.

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Verdicts Harding and Associates Attorneys at Law
$5,000,000.00 judgment on theft/fraud

$4,000,000.00 verdict on a wrongful death/premises liability case

$3,000,000.00 jury verdict wrongful death claims

$2,000,000.00 settlement on bicycle auto injury

$1,900,000.00 judgment breach of duty

$750,000.00 settlement on malpractice/negligence claim

$650,000.00 settlement on automobile injury

$520,000.00 reversal of insurance denial

$400,000.00 settlement on pedestrian injury

$400,000.00 settlement on car/scooter injury

$400,000.00 settlement breach of duty

$395,000.00 settlement employment dispute

$350,000.00 settlement on automobile injury

$330,000.00 settlement in premises liability claim

$325,000.00 settlement slip and fall

$300,000.00 settlement on motor vehicle injury

$250,000.00 settlement slip and fall

$250,000.00 settlement motor vehicle injury

$225,000.00 settlement on sexual assault

$200,000.00 settlement on motor vehicle injury

$200,000.00 settlement disability/insurance denial

Harding and Associates Attorneys at Law
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Harding and Associates Attorneys at Law

Call us or email us here for immediate help at 1-800-878-7888

Harding and Associates Attorneys at Law

Phil Harding Top Trial Laywer

Top 100 Seal Phil Harding has been named one of the Top 100 Trial Lawyers in Colorado eight years in a row.

Million Dollar AdvocatePhil Harding is a member of the Multi-Million Dollar Advocates Forum.

Harding and Associates Attorneys at Law

Watch Channel 7 Article on $4,000,000 Verdict

September 24, 2010

A six year old boy fell into a man made pond located at an apartment complex in Denver. After a pre trial final offer of only $57,000.00, a Denver Jury awarded plaintiffs 4 million dollars and attributed zero contributory negligence...


Harding and Associates Attorneys at Law

Read in the Denver Post about the $3,000,000 Verdict

March 2, 2004

Two students died in a car crash in Littleton, Colorado. There were full policy limits paid to the parents of these children from the car insurance. The parents brought suit against the liquor store that sold liquor to the driver...